Christiana Bank and Trust Company

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. Current as of November 3, 2008.

 

Account Product Name

Minimum Opening Deposit

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Value Plus Checking b

$1.00

$1.00 c

0.0500%

0.05%

Rewards Banking Checking b

Daily Balances of :

$5,000.00

$5,000.00 c

 

 

$5,000.00-9,999.99

 

 

0.0500%

0.05%

$10,000.00-14,999.99

 

 

0.0500%

0.05%

$15,000.00-19,999.99

 

 

0.1499%

0.15%

$20,000.00-24,999.99

 

 

0.1499%

0.15%

$25,000.00-49,999.99

 

 

0.4988%

0.50%

$50,000.00-99,999.99

 

 

0.7472%

0.75%

100,000.00 and up

 

 

1.2423%

1.25%

Interest Checking b

Daily Balances of :

 

$500.00

 

$500.00 c

 

 

Less than $500.00

 

 

0.0000%

0.00%

$500.00-4,999.99

 

 

0.0500%

0.05%

$5,000.00-9,999.99

 

 

0.0500%

0.05%

$10,000.00-24,999.99

 

 

0.1000%

0.10%

$25,000.00-49,999.99

 

 

0.1499%

0.15%

$50,000.00 and up

 

 

0.2497%

0.25%

Statement Savings/Kids/Auto Savings b

$100.00

$100.00 c

0.0500%

0.05%

Money Market Savings b

Daily Balances of :

 

$1,000.00

 

$2,500.00 c

 

 

Less than $10,000.00

 

 

0.1000%

0.10%

$10,000.00-24,999.99

 

 

0.1499%

0.15%

$25,000.00-49,999.99

 

 

0.4989%

0.50%

$50,000.00-99,999.99

 

 

0.7474%

0.75%

$100,000.00 and up

 

 

1.2429%

1.25%

Money Market IRAb

 

 

0.2497%

0.25%

Business Interest Checking b

 

 

0.0500%

0.05%

Business Statement Savings b

$100.00

$1,000.00 c

0.0500%

0.05%

Business Money Market Savings b

Daily Balances of :

 

$1,000.00

 

$2,500.00 c

 

 

Less than $10,000.00

 

 

0.0500%

0.05%

$10,000.00-24,999.99

 

 

0.1000%

0.10%

$25,000.00-49,999.99

 

 

0.1000%

0.10%

$50,000.00-99,999.99

 

 

0.2497%

0.25%

$100,000.00 499,999.99

 

 

0.4989%

0.50%

$500,000.00  - 999,999.99

 

 

1.2429%

1.25%

$1,000,000.00 and up

 

 

1.2429%

1.25%

Money Market Savings Escrow b

 

 

0.4989%

0.50%

IOLTA b

 

 

0.1000%

0.10%

3 Month Certificate a

$1,000.00

$1,000.00 c

1.7349%

1.75%

6 Month Certificate a

$1,000.00

$1,000.00 c

1.7349%

1.75%

1 Year Certificate a

$1,000.00

$1,000.00 c

1.9803%

2.00%

Bonus 15 Month Certificate a

$1,000.00

$1,000.00 c

2.0293%

2.05%

2 Year Certificate a

$1,000.00

$1,000.00 c

2.2251%

2.25%

3 Year Certificate a

$1,000.00

$1,000.00 c

2.4693%

2.50%

4 Year Certificate a

$1,000.00

$1,000.00 c

2.7130%

2.75%

5 Year Certificate a

$1,000.00

$1,000.00 c

2.9560%

3.00%

Jumbo 3 Month Certificate a

$100,000.00

$100,000.00 c

1.7349%

1.75%

Jumbo 6 Month Certificate a

$100,000.00

$100,000.00 c

1.7349%

1.75%

Jumbo 1 Year Certificate a

$100,000.00

$100,000.00 c

1.9803%

2.00%

Jumbo 15 Month Certificate a

$100,000.00

$100,000.00 c

2.0293%

2.05%

Jumbo 2 Year Certificate a

$100,000.00

$100,000.00 c

2.2251%

2.25%

Jumbo 3 Year Certificate a

$100,000.00

$100,000.00 c

2.4693%

2.50%

Jumbo 4 Year Certificate a

$100,000.00

$100,000.00 c

2.7130%

2.75%

Jumbo 5 Year Certificate a

$100,000.00

$100,000.00 c

2.9560%

3.00%

IRA 6 Month Certificate of Deposit a

$1,000.00

$1,000.00 c

1.7349%

1.75%

IRA 1 Year Certificate of Deposit a

$1,000.00

$1,000.00 c

1.9803%

2.00%

Bonus IRA 15 Month Certificate of Deposit a

$1,000.00

$1,000.00 c

2.0293%

2.05%

IRA 2 Year Certificate of Deposit a

$1,000.00

$1,000.00 c

2.2251%

2.25%

IRA 3 Year Certificate of Deposit a

$1,000.00

$1,000.00 c

2.4693%

2.50%

IRA 4 Year Certificate of Deposit a

$1,000.00

$1,000.00 c

2.7130%

2.75%

IRA 5 Year Certificate of Deposit a

$1,000.00

$1,000.00 c

2.9560%

3.00%

Jumbo IRA 6 Month Certificate of Deposit a

$100,000.00

$100,000.00 c

1.7349%

1.75%

Jumbo IRA 1 Year Certificate of Deposit a

$100,000.00

$100,000.00 c

1.9803%

2.00%

Jumbo IRA 15 Month Certificate of Deposit a

$100,000.00

$100,000.00 c

2.0293%

2.05%

Jumbo IRA 2 Year Certificate of Deposit a

$100,000.00

$100,000.00 c

2.2251%

2.25%

Jumbo IRA 3 Year Certificate of Deposit a

$100,000.00

$100,000.00 c

2.4693%

2.50%

Jumbo IRA 4 Year Certificate of Deposit a

$100,000.00

$100,000.00 c

2.7130%

2.75%

Jumbo IRA 5 Year Certificate of Deposit a

$100,000.00

$100,000.00 c

2.9560%

3.00%

 

a A penalty may be imposed for early withdrawal.

b The interest rate and annual percentage yield may change after account opening.

c Daily balance. The amount of the principal in the account each day.

 

Fees could reduce the earnings on the account.

Interest Rates and Annual Percentage Yields are current as of November 3, 2008.

For current rate information call (302) 421-5800

Memeber FDIC